AppTech offers secure mobile payments using simple text messaging protocol. No internet connection or data plan are necessary. Based on industry standards for payment protocols, we offer standalone products or a fully-integrated solution that authenticates the user, processes the payment and delivers the products or services requested. Our standalone products are fully compatible and compliant with the payment processing industry.
Based upon government encryption techniques for P2P authentication, AppTech has developed a patent pending MFA protocol using simple SMS texting and user selected key words. This secure and text-only protocol is readily available for payment processing, healthcare records, ticketing, access to entry, etc.
Our Merchant Software accepts and processes payments, interacts with our eCash banks to perform validation and authentication, and sell items and generate receipts.
In advance of using our secure mobile payment system, our clients have to register for an on-line digital wallet. Once registered, clients can use their assigned eCoins in the wallet to purchase products or services from any supported merchant or withdraw eCoins from the eCash bank as well as store and manage eCoins and track all transactions
Management and maintenance accounts of clients and merchants.